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Home Loan Service

Made for today's "No Bull", "Give it to Me Straight" home loan shopper!

Select the radio station you heard us on and provide some basic info and we'll pay for your appraisal when we close on your loan!

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Whether Purchasing or Refinancing, take the GUESSING out of what your rate and payment will be on your home loan. We make it easy!

We Put the Power of Shopping for a Home Loan in your Hands

Reverse Mortgage and Construction

Purchase, Rate/Term Refinance, Cash-Out Refinance, Debt Consolidation, Home Renovation

Primary Residence, Second Home, Investment Property, FHA, Conventional, VA, USDA

Zero Down loans, Jumbo loans, Self-Employed loans

Here’s how it works:

Get your REAL-TIME quote in seconds

  • No personal info required for quote
  • See ALL costs including third-party fees
  • Compare multiple options at once
  • Lock your rate online
Get your REAL-TIME quote in seconds

To Get Started:

  1. To get started, click on “Get your Quote Now!” below
  2. Click on Purchase or Refinance and put in your scenario
  3. Click “Get Rates”
  4. Choose your program and rate
  5. If you are ready to get started, complete the application. It’s that easy! Now you see why we “Crush the Mortgage Competition!”
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See what our customers say about us!


“John is awesome! This is our second time working with him. He made the process just as easy as If we were doing buying our first home. We would highly recommend him and he will respond back extremely quickly to any questions you may have. Thank you John for being so quick and awesome.”

– Addison Camomile


“John is always great to work with. He is very friendly and knowledgeable. He works hard and works fast. I was surprised to get a response to an email at 9pm one night. That is just one example of his work ethic. To date he has been my go-to for 2 home loans and a refi. He will definitely have my business for the next purchase.”

– Paul B.


“We had a great experience financing our 1st and 2nd home with John. Each time went smoothly. He is very easy to work with . He keeps you informed and updated throughout the process! We would never go any where else!!”

– Tina Stewart


“John is amazing at what he does!!! I know he will always do what he says he will do. I trust him completely and know if my loan is in his hands I don’t need to worry. I would recommend him to anyone wanting a home loan or refinance!!!”

– Stormy Henderson


“Amazing experience purchasing our first home with John’s help! He was responsive, knowledgeable and made the whole process run smoothly. We couldn’t recommend him enough!”

– Acacia Cox

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Expert Advice is Just a Click Away

Let's get your questions answered so you can get the loan you want.

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Meet John, Home Loan Expert with 16+ Years of Experience

Loan Issues? We Can Help!

Zero Down Loans

Looking for a Zero Down Loan? You came to the right place! We specialize in these loans too!

  • We can get you in your home with a credit score as low as 620.
  • Income limits apply depending on loan program.
  • Down payment assistance programs
  • Forgivable grants
  • First-time home buyer OK
  • Non first-time home buyer OK
  • Excellent credit OK
  • Derogatory credit OK
  • USDA / Rural Housing
  • VA

Low Down Payment Loans

  • Credit score down to 580 with a 3.5% down payment
  • As little as 3% down payment for Conventional
  • As little as 3.5% down payment for FHA
  • Reduced mortgage insurance options
  • First-time home buyer OK
  • Non first-time home buyer OK
  • Excellent credit OK
  • Derogatory credit OK

Bankruptcy, Short Sale & Foreclosure ›


Best Home Loan Service in Suite 200 Lindon, UT

It's a jungle out there - let us help you navigate it!

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John Fricke, Principal Lending Manager/Loan Officer
NMLS 213589 l Canopy Mortgage LLC l NMLS 1359687

Canopy Mortgage is not an agency of the federal government, and is not acting at the direction of HUD/FHA. Additional program restrictions may apply. Programs, rates, terms and restrictions subject to change without notice. Underwriting terms and conditions apply.

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Let us know how you heard about us and we'll pay for your appraisal when you close on your loan with us!
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