You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Keeping Too Many Buyers Waiting

You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Keeping Too Many Buyers Waiting

John Fricke
Published on: 22/09/2026

Loan programs, DPA, seller concessions reduce upfront costs. John Fricke explains your real down payment options.

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A 680 Credit Score Gets You Approved But Here Is How Much It Is Costing You in Interest Every Month

A 680 Credit Score Gets You Approved But Here Is How Much It Is Costing You in Interest Every Month

John Fricke
Published on: 25/08/2026

Every 20 points changes your rate tier. John Fricke explains how to maximize your score before applying.

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Second Lien Borrowing Just Hit an 18 Year High and Here Is the Smart Thinking Behind the Surge

Second Lien Borrowing Just Hit an 18 Year High and Here Is the Smart Thinking Behind the Surge

John Fricke
Published on: 06/07/2026

Keep your low rate, tap equity with a HELOC. John Fricke explains why second liens are surging now.

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Why the Iran Conflict Drove Mortgage Rates Higher and Why the Peace Framework Is Bringing Them Down

Why the Iran Conflict Drove Mortgage Rates Higher and Why the Peace Framework Is Bringing Them Down

John Fricke
Published on: 06/07/2026

Oil routes reopen and rates ease from peak. John Fricke explains the chain reaction buyers need to know.

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