Your Fixed Rate Is Not the Problem Your Escrow Is and Here Is What Every Homeowner Should Know
Published on: 11/06/2026
Taxes and insurance raise your payment even with a fixed rate. John Fricke explains what to do now.
Mortgage
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A Price Cut Does Not Mean Every Seller Will Accept a Lowball and Here Is How to Find Real Leverage
Published on: 11/06/2026
Not every cut means lowball room. John Fricke explains where real negotiating leverage actually is.
Mortgage
The FHFA Just Changed Roof Insurance Requirements and It Could Lower Your Monthly Housing Cost
Published on: 09/04/2026
Fannie Mae and Freddie Mac just updated their roof insurance guidelines in a move that affects the majority of mortgage borrowers. John Fricke breaks down what changed, why it matters right now, and what homeowners and buyers should do immediately.
Mortgage
Why Long-Term Homeowners Are Watching Washington Right Now: The Capital Gains Conversation You Need to Hear
Published on: 16/03/2026
The home sale capital gains exclusion has not been updated since 1997 and it is keeping long-term owners locked in place. John Fricke explains what is being debated in Washington and what homeowners with big equity should be doing right now.
Mortgage
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