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Home Loan Service
Made for today's "No Bull", "Give it to Me Straight"
home loan shopper
Whether Purchasing or Refinancing, take the GUESSING out of what your rate and payment will be on your home loan. We make it easy!
Here’s how it works:
Get your REAL-TIME quote in seconds
No personal info required for quote
See ALL costs including third-party fees
Compare multiple options at once
Lock your rate online
To Get Started:
To get started, click on “Get your Quote Now” below
Click on Purchase or Refinance and put in your scenario
Click “Get Rates”
Choose your program and rate
If you are ready to get started, complete the application. It’s that easy! Now you see why we “Crush the Mortgage Competition!”
See what our customers say about us!
“John is awesome! This is our second time working with him. He made the process just as easy as If we were doing buying our first home. We would highly recommend him and he will respond back extremely quickly to any questions you may have. Thank you John for being so quick and awesome.”
“John is always great to work with. He is very friendly and knowledgeable. He works hard and works fast. I was surprised to get a response to an email at 9pm one night. That is just one example of his work ethic. To date he has been my go-to for 2 home loans and a refi. He will definitely have my business for the next purchase.”
“We had a great experience financing our 1st and 2nd home with John. Each time went smoothly. He is very easy to work with . He keeps you informed and updated throughout the process! We would never go any where else!!”
“John is amazing at what he does!!! I know he will always do what he says he will do. I trust him completely and know if my loan is in his hands I don’t need to worry. I would recommend him to anyone wanting a home loan or refinance!!!”
“Amazing experience purchasing our first home with John’s help! He was responsive, knowledgeable and made the whole process run smoothly. We couldn’t recommend him enough!”
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Loan Issues? We Can Help!
Zero Down Loans
Let's get your questions answered so you can get the loan you want.
We can get you in your home with a credit score as low as 620.
Income limits apply depending on loan program.
Down payment assistance programs
Forgivable grants
First-time home buyer OK
Non first-time home buyer OK
Excellent credit OK
Derogatory credit OK
USDA / Rural Housing
VA
Low Down Payment Loans
Credit score down to 580 with a 3.5% down payment
As little as 3% down payment for Conventional
As little as 3.5% down payment for FHA
Reduced mortgage insurance options
First-time home buyer OK
Non first-time home buyer OK
Excellent credit OK
Derogatory credit OK
Bankruptcy, Short Sale & Forclosure
Experienced Home Loan Services in Suite 200 Lindon, UT
It's a jungle out there - let us help you navigate it!
Corporate Office number: 877-426-5500
www.nmlsconsumeraccess.org
State Licenses Page: canopymortgage.com/state-licenses
Call (801) 889-4404
Text (801) 889-4404
John Fricke, Branch Lending Manager / Loan Officer / RMLO
NMLS 213589 l Canopy Mortgage LLC l NMLS 1359687
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
Canopy Mortgage is not an agency of the federal government, and is not acting at the direction of HUD/FHA. Additional program restrictions may apply. Programs, rates, terms and restrictions subject to change without notice. Underwriting terms and conditions apply.
Privacy Policy: canopymortgage.com/privacy-policy
Terms of Use: canopymortgage.com/terms-of-use
All loans subject to credit and property approval
Call (801) 889-4404
Text (801) 889-4404
Corporate Office number: 877-426-5500
www.nmlsconsumeraccess.org
State Licenses Page: canopymortgage.com/state-licenses
John Fricke, Branch Lending Manager / Loan Officer / RMLO
NMLS 213589 l Canopy Mortgage LLC l NMLS 1359687
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act
Canopy Mortgage is not an agency of the federal government, and is not acting at the direction of HUD/FHA. Additional program restrictions may apply. Programs, rates, terms and restrictions subject to change without notice. Underwriting terms and conditions apply.
Privacy Policy: canopymortgage.com/privacy-policy
Terms of Use: canopymortgage.com/terms-of-use
All loans subject to credit and property approval
Consumers wishing to file a complaint against a banker or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
