Whether Purchasing or Refinancing, take the GUESSING out of what your rate and payment will be on your home loan. We make it easy!
Here’s how it works:
Get your REAL-TIME quote in seconds
- No personal info required for quote
- See ALL costs including third-party fees
- Compare multiple options at once
- Lock your rate online
Get your REAL-TIME quote in seconds
- No personal info required for quote
- See ALL costs including third-party fees
- Compare multiple options at once
- Lock your rate online
To Get Started:
- To get started, click on “Check Your Rate NOW!” below
- Click on Purchase or Refinance and put in your scenario
- Click “Get Rates”
- Choose your program and rate
- If you are ready to get started, complete the application. It’s that easy!!!! Now you see why we “CRUSH THE MORTGAGE COMPETITION!”
If you are not ready or still have questions…. That’s ok. You’re human just like the rest of us. That’s why we are here. We want to make sure you have your questions answered and you get what you want. Take your pick how to reach us and let’s get your questions answered!
Expert Advice is Just a Click Away
Let's get your questions answered so you can get the loan you want.
See what our customers say about us!
5/5
“John is awesome! This is our second time working with him. He made the process just as easy as If we were doing buying our first home. We would highly recommend him and he will respond back extremely quickly to any questions you may have. Thank you John for being so quick and awesome.”
– Addison Camomile
5/5
“John is always great to work with. He is very friendly and knowledgeable. He works hard and works fast. I was surprised to get a response to an email at 9pm one night. That is just one example of his work ethic. To date he has been my go-to for 2 home loans and a refi. He will definitely have my business for the next purchase.”
– Paul B.
5/5
“We had a great experience financing our 1st and 2nd home with John. Each time went smoothly. He is very easy to work with . He keeps you informed and updated throughout the process! We would never go any where else!!”
– Tina Stewart
5/5
“John is amazing at what he does!!! I know he will always do what he says he will do. I trust him completely and know if my loan is in his hands I don’t need to worry. I would recommend him to anyone wanting a home loan or refinance!!!”
– Stormy Henderson
5/5
“Amazing experience purchasing our first home with John’s help! He was responsive, knowledgeable and made the whole process run smoothly. We couldn’t recommend him enough!”
– Acacia Cox
Loan Issues? We Can Help!
Zero Down Loans ›
Looking for a Zero Down Loan? You came to the right place! We specialize in these loans too!
- We can get you in your home with a credit score as low as 620.
- Income limits apply depending on loan program.
- Down payment assistance programs
- Forgivable grants
- First-time home buyer OK
- Non first-time home buyer OK
- Excellent credit OK
- Derogatory credit OK
- USDA / Rural Housing
- VA
Low Down Payment Loans ›
- Credit score down to 580 with a 3.5% down payment
- Credit score down to 560 with a 10% down payment
- As little as 3% down payment for Conventional
- As little as 3.5% down payment for FHA
- Reduced mortgage insurance options
- First-time home buyer OK
- Non first-time home buyer OK
- Excellent credit OK
- Derogatory credit OK
*Covid 19 Lending Guidelines require minimum credit score of 620
Bankruptcy, Short Sale & Foreclosure ›
John Fricke, Principal Lending Manager/Loan Officer
NMLS 213589 l Canopy Mortgage LLC l NMLS 1359687
www.nmlsconsumeraccess.org
Canopy Mortgage is not an agency of the federal government, and is not acting at the direction of HUD/FHA. Additional program restrictions may apply. Programs, rates, terms and restrictions subject to change without notice. Underwriting terms and conditions apply.
